Asian Journal of Arts, Humanities and Social Studies

Academic performance is a key measure of student achievement and reflects the effectiveness of educational programs. This study examined the academic performance of Bachelor of Elementary Education (BEED) students enrolled in Edukasyong Pantahanan at Pangkabuhayan (EPP) and explored its relationship with financial literacy. The research focused on five dimensions of financial literacy—budgeting, saving, investing, debt management, and financial planning—with the aim of determining whether financial habits influence academic outcomes and identifying areas for improvement in financial education. A descriptive survey research design was employed, utilizing complete enumeration of thirty-one second-year BEED students as respondents. Data were collected through academic ratings in EPP and questionnaires assessing financial literacy across the five components. Academic performance was evaluated using standardized measures, while financial literacy was analyzed through self-reported assessments. Correlation analysis was conducted to determine the extent of the relationship between financial literacy and academic performance. The findings revealed that academic performance is closely associated with financial literacy, particularly in budgeting, saving, debt management, and financial planning. However, investing showed weaker association, suggesting limited awareness and practice among students in this area. These results highlight the importance of strengthening financial literacy education, especially investment knowledge, through curriculum integration, workshops, and targeted initiatives. By equipping BEED students with essential financial management skills, institutions can foster financial responsibility, enhance academic performance, and prepare future educators to model and promote sustainable financial practices in their classrooms and communities.